I should have written this article earlier but I did just get my iPhone 6 so better late than never! It is really easy to set up Apple Pay but let’s go over it…
You can start using Apple Pay as soon as you add a credit or debit card to Passbook. Here’s the pre-requisites:
- iPhone 6 or iPhone 6 Plus (Apple Pay in stores and within apps)
- iPad Air 2 or iPad mini 3 (Apple Pay only within apps)
- iOS 8.1 or later
- United States as your selected region
- Touch ID or passcode on your device
- iCloud account
- A supported credit or debit card from a participating bank
Your credit cards are stored in Passbook so that is where you manage, add or delete them. If you want to use the card that you already have tied to you iTunes account it is really simple. Go to Settings > Passbook > Apple Pay > Set up Apple Pay. Once there if you do not have any credit cards already set up you can click on the + sign to add a card. You will then be given the choice of using the card on file with iTunes or add a different card.
If you are just using the card on file with iTunes it will ask you to enter the security code and then you tab “next”. It will go out on the ‘net to verify your card with the bank and you are all set.
So, if you are like me, I want to use a different card for Apple Pay than I use for iTunes so I wanted to add a new card. It was also easy. You tab the + sign and select “Use a Different Credit or Debit Card”. On the card details screen which will pop-up you can manually enter all the information or click on the camera icon next to the number field and you can capture the credit card number with the iSight camera. You will still need to add things like the expiration date and the security code manually.
You are now ready to shop at the increasing number of stores that accept Apple Pay or use Apple Pay within an app, where it says “Buy with Apple Pay” or just the Apple Pay logo: . You can always change your default card, switch cards, delete cards, etc. from within the Passbook app.